Specialized Insurance for Water and Sewer Systems

PRWA is proud to introduce and endorse our new property and casualty insurance program. We have investigated and researched for years a program that fit our memberships specialized needs. We feel the our PRWA membership will be duly impressed with the scope of coverages afforded by the program

Highlights of Specialized Coverages:

• Failure to Supply Water Liability without sub-limits
• Water & Waste Water Errors & Omissions
• Sewer Back Up Liability without sub-limits
• Pollution Liability Coverage
• Separate Limits for General Liability & Management. Liability
  

Is Our System Properly Insured:

This is a question we periodically ask ourselves after hearing about another businesses misfortune with a large claim or a near miss at our own facility. Attached you will find a checklist of questions that may enlighten you about your current insurance program. Please click on this link “Check List”.

Property Coverage Summary Special Causes of Loss Form No coinsurance Replacement Cost valuation Blanket Location Basis Property Coverage Enhancements Equipment Breakdown Limited Fungus, Wet and Dry Rot Money and Securities Newly Acquired or Under Construction Ordinance Pollution Remediation Expense Software Transit Loss of Income Extra Expense

Crime Coverage Summary

Standard ISO Coverages Available

Inland Marine Coverage Summary

• Blanket and Scheduled Basis
• Replacement Cost and Actual Cash Value options
  

Inland Marine Coverage Extensions

• Newly Acquired Equipment
• Non-Owned Contractors Equipment
• Non-Owned Small Tools
• Small Tools Owned by Employees
  

General Liability Coverage Summary

• Occurrence Form
• Failure to Supply Water\
• Water and Wastewater Testing E&O
  

General Liability Pollution Coverage

• Hostile Fire
• Mobile Equipment
• Sewer Line Break or Back-Up
• Pesticides or Herbicides application
• Potable Water
• Chemical Release – water and wastewater treatment
• Propane or Natural Gas
  

Management Liability Coverage Summary

• Occurrence or Claims Made
• Defense Cost in Addition to Limit
• Employment Practices Liability
• Employee Benefits Liability
  

Automobile Coverage Summary

ISO Based Policy and Endorsements

Workers Compensation

Extremely competitive rates and plans available